About Prime Lending: Prime Lending is nationwide provider of renovation financing. Offers a variety of loan products from FHA to Jumbo. A key feature is appraisal based on post-renovation market value. The FHA 203K loan offers up to 110% of post-renovation appraised value with 3.5% down payment. These are assumable, primary financing loans with no prepayment penalty. Loan products for repairs on primary or secondary homes, investment properties, primary residence, for refinancing or primary financing.